The ten commercial banks in the Republic of Moldova reported a cumulative profit of 3.719 billion lei at the end of September 2026, according to National Bank data carried by Bani.md. This is an earnings statistic, not a banking crisis and not a new law.

The largest contribution is maib: 1.633 billion lei, 43.9% of the total. Moldindconbank follows with 1.093 billion, 29.4%. Victoriabank has 391.85 million, 10.5%. Together the three reach 3.118 billion, almost 84% of the system’s profit. A concentration of results, not a merger and not a market seizure announced today.

OTP Bank has 358.1 million lei. FinComBank 91.64 million, ProCredit Bank 80.72 million, Energbank 34.25 million, Eximbank 31.68 million. EuroCreditBank and Comertbank remain under 3 million each. All ten banks closed the period with a positive result. A profit ranking, not a supervisory verdict.

System assets are 206.29 billion lei. maib holds 74.56 billion, more than 36% of the stock; Moldindconbank 46.67 billion, Victoriabank 35.2 billion. The three control about 75.8% of assets. Deposits are 157.05 billion, of which more than 120 billion sit at the same three banks. Loans and advances at amortised cost reach 121.58 billion, and equity 33.41 billion, about 16.2% of assets. Balance-sheet stocks, not flows from 21 October.

For the first nine months of 2025 the National Bank published sector profit of 3,403.5 million lei. Against that figure, 3,719 million in September 2026 is about 9.3% higher. That is an arithmetic comparison with the November 2025 release, not a National Bank statement today about the pace of growth.

The National Bank has listed “Profit and loss account, September 2026” among its statistical updates. Mold-Street wrote on the same trail, behind a paywall. Until a supervisory report or a policy decision, the closed fact is the publication of the figures: nine-month profit, not a crisis.

Image: Giku, National Bank of Moldova, Chisinau, 18 June 2018, WTFPL, Wikimedia Commons; the 2018 headquarters, not a photograph of an NBM report from October 2026.

Sources consulted: Moldovan banks posted net profit of 3.72 billion lei in 9 months - Mold-Street; A banking system with three billion-lei leaders - Bani.md, on NBM data.